John DownesMichael B. O'Higgins, ranked in the top 1% of all money managers in the United States, runs O'Higgins Asset Management, Inc. in Miami, Florida. He is also the author of Beating the Dow with Bonds. John Downes is coauthor of the bestselling <m>Dictionary of Finance and Investment Terms and The Barron's Finance and Investment Handbook. He lives in Piermont, New York. Read More Read Less